The Government of Punjab has introduced a new health card policy in 2025, aiming to provide free healthcare for all residents of the province. This initiative seeks to enhance the existing Sehat Sahulat Program by expanding coverage, increasing financial limits, and ensuring that quality medical services are accessible to every citizen.
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Overview of the New Health Card Policy in Punjab 2025
The Punjab Health Initiative Management Company (PHIMC) has been tasked with implementing the revised health card policy. The updated policy focuses on inclusivity, ensuring that all segments of society, especially underprivileged families, receive adequate medical care without financial burdens. The program covers a wide range of medical services, including inpatient treatments, surgeries, and emergencies.
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Key Features of the 2025 Health Card Policy
Expanded Coverage
Under the new policy, the health card covers:
- Family Inclusion: The card issued to the head of the family covers the husband, wife, and unmarried children. Newborns delivered in empaneled hospitals are automatically included.
- Financial Limits: Each family is entitled to an initial coverage of PKR 400,000 for priority healthcare services and PKR 60,000 for secondary healthcare services annually. In special circumstances, this limit can be extended up to PKR 1,000,000 per year.
Enhanced Services
The policy includes:
- Pre and Post-Hospitalization Expenses: Coverage for expenses incurred up to 7 days before and 30 days after hospitalization.
- Daycare Procedures: Coverage for 246 daycare procedures where hospitalization is less than 24 hours.
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Eligibility Criteria for the Health Card
To benefit from the health card:
- Residency: Must be a permanent resident of Punjab.
- Income Level: Priority is given to low-income families identified through the Benazir Income Support Program (BISP).
- CNIC Requirement: Possess a valid Computerized National Identity Card (CNIC).
To check eligibility, send your CNIC number via SMS to 8500.
Registration Process for the Health Card
Eligible individuals can register by:
- SMS Verification: Send your CNIC number to 8500 to confirm eligibility.
- Document Submission: Visit the nearest Sehat Sahulat Program office with your original CNIC and family documents.
- Card Issuance: Upon verification, your CNIC will serve as your health card.
Utilizing the Health Card
To use the health card:
- Hospital Visit: Present your original CNIC at any empaneled hospital.
- Facilitation Officer: A Hospital Facilitation Officer (HFO) will assist with the admission process.
- Treatment: Receive the required medical treatment without any out-of-pocket expenses.
Empaneled Hospitals
The program includes both public and private hospitals across Punjab. A complete list of empaneled hospitals is available on the PHIMC website.
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Key Details of the Health Card Policy 2025
| Detail | Information |
| Program Launch Date | January 1, 2025 |
| Initial Coverage Limit | PKR 400,000 for priority services; PKR 60,000 for secondary services per year |
| Extended Coverage Limit | Up to PKR 1,000,000 in special circumstances |
| Pre-Hospitalization Coverage | Up to 7 days before admission |
| Post-Hospitalization Coverage | Up to 30 days after discharge |
| Daycare Procedures Covered | 246 procedures requiring less than 24-hour hospitalization |
| Eligibility Check | SMS CNIC number to 8500 |
| Contact for Assistance | Helpline: 0800-09009 |
Conclusion
The new health card policy in Punjab for 2025 represents a significant advancement towards achieving universal healthcare in the province. By expanding coverage, increasing financial limits, and streamlining processes, the government aims to ensure that every citizen has access to quality medical services without financial hardship. Residents are encouraged to verify their eligibility and utilize the benefits offered under this comprehensive healthcare initiative.
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FAQs
Who is eligible for the Punjab Health Card 2025?
Any permanent resident of Punjab with a valid CNIC is eligible. Priority is given to low-income families registered under the Benazir Income Support Program (BISP).
How can I check my eligibility for the health card?
You can check your eligibility by sending your CNIC number via SMS to 8500. You will receive a response confirming your eligibility status.
Where can I find the list of empaneled hospitals?
You can check the complete list of public and private hospitals participating in the program on the Punjab Health Initiative Management Company (PHIMC) website: phimc.punjab.gov.pk
Is the Punjab Health Card valid across Pakistan?
Currently, the Punjab Health Card is valid only in Punjab at empaneled hospitals. However, select hospitals in other provinces may accept it for critical care cases.
Can government employees use the Punjab Health Card?
Yes, government employees and pensioners are eligible for the program, provided they meet the eligibility criteria.
What is the Punjab Health Card helpline number?
For any inquiries, you can contact the Punjab Health Card helpline at 0800-09009.