Benazir Kafalat Program Payment Details: How to Check and Receive the PKR 13,500 Payment

The Benazir Kafalat Program is a pivotal initiative by the Government of Pakistan, designed to provide financial assistance to underprivileged women across the country. As of March 2025, the quarterly stipend has been increased from PKR 10,500 to PKR 13,500, reflecting the government’s commitment to supporting low-income families.

Understanding the Benazir Kafalat Program

Launched under the umbrella of the Benazir Income Support Programme (BISP), the Kafalat Program aims to alleviate poverty by providing financial aid to the most vulnerable segments of society. Beneficiaries receive a quarterly stipend, which has recently been increased to PKR 13,500, to assist with basic necessities and improve their quality of life.

Eligibility Criteria for the Benazir Kafalat Program

To qualify for the Benazir Kafalat Program, applicants must meet the following criteria:

Nationality: Must be a Pakistani citizen with a valid Computerized National Identity Card (CNIC).
Income Level: Belong to a low-income family, typically identified through the National Socio-Economic Registry (NSER) survey.
Employment Status: Should not be employed in any government or semi-government organization.
Asset Ownership: Must not own significant assets, such as substantial landholdings or businesses.
Overseas Travel: Should not have a history of frequent overseas travel.

Priority is given to widows, orphans, and individuals with disabilities.

How to Check Eligibility and Payment Status

Beneficiaries can verify their eligibility and payment status through the following methods:

1. SMS Service

Step 1: Open your mobile phone’s messaging application.
Step 2: Type your 13-digit CNIC number without any dashes.
Step 3: Send the message to 8171.
Step 4: You will receive a response indicating your eligibility status and payment details.

2. Online Portal

Step 1: Visit the official BISP website: https://bisp.gov.pk/.
Step 2: Navigate to the “Beneficiary Status” section.
Step 3: Enter your CNIC number in the provided field.
Step 4: Click on “Check Status” to view your eligibility and payment information.

3. Tehsil Office Visit

Step 1: Visit your nearest BISP Tehsil Office with your original CNIC.
Step 2: Request assistance from the staff to check your eligibility and payment status.
Step 3: The staff will verify your details and inform you accordingly.

How to Receive the PKR 13,500 Payment

Once confirmed as eligible, beneficiaries can collect their payments through the following channels:

1. Designated Payment Centers

Step 1: Visit the nearest BISP-designated payment center or HBL Konnect agent.
Step 2: Present your original CNIC for verification.
Step 3: Undergo biometric verification to authenticate your identity.
Step 4: Upon successful verification, receive your payment of PKR 13,500.

2. Automated Teller Machines (ATMs)

Step 1: Visit an HBL ATM that supports BISP payments.
Step 2: Insert your BISP Debit Card into the ATM.
Step 3: Enter your Personal Identification Number (PIN).
Step 4: Select the option to withdraw the full amount.
Step 5: Collect your cash and the transaction receipt.

3. Mobile Banking Units

For beneficiaries residing in remote areas, BISP has deployed mobile banking units:

Step 1: Locate the schedule of the mobile unit visits in your area through local announcements or the BISP website.
Step 2: Visit the mobile unit on the specified date with your original CNIC.
Step 3: Complete the biometric verification process.
Step 4: Receive your payment upon successful verification.